PSBANK TIME DEPOSIT INTEREST RATE AS OF SEPTEMBER 14, 2012

DEPOSIT RATES
* Rates are subject to change without prior notice.
Please contact your branch of account for the prevailing rates.

---

PESO TIME DEPOSIT
** net of DST-Documentary Stamp Tax but subject to 20% withholding tax **
For Individual Accounts
Below 30 Days 30 Days 60 Days 90 Days 1 Year 2 Years 3 Years 10,000 - 24,999 0.0000% 0.5000% 0.5000% 0.5000% N/A N/A N/A 25,000 - 49,999 0.0000% 0.5000% 0.5000% 0.5000% N/A N/A N/A 50,000 - 99,999 0.0000% 0.7500% 0.7500% 0.7500% 0.7500% N/A N/A 100,000 - 499,999 0.6250% 2.0000% 2.0000% 2.0000% 2.0000% N/A N/A 500,000 - 999,999 1.3750% 2.2500% 2.2500% 2.2500% 2.2500% N/A N/A 1,000,000 - 4,999,999 1.8750% 2.7500% 2.7500% 2.7500% 2.7500% N/A N/A 5,000,000 - 9,999,999 1.8750% 3.2500% 3.2500% 3.25000% 3.2500% N/A N/A 10,000,000 and UP 1.8750% 3.2500% 3.2500% 3.2500% 3.2500% N/A N/A
For Corporate Accounts
Below 30 Days 30 Days 60 Days 90 Days 1 Year 2 Years 3 Years 50,000 - 99,999 0.0000% 0.7500% 0.7500% 0.7500% 0.7500% N/A N/A 100,000 - 499,999 0.6250% 2.0000% 2.0000% 2.0000% 2.0000% N/A N/A 500,000 - 999,999 1.3750% 2.2500% 2.2500% 2.2500% 2.2500% N/A N/A 1,000,000 - 4,999,999 1.8750% 2.7500% 2.7500% 2.7500% 2.7500% N/A N/A 5,000,000 - 9,999,999 1.8750% 3.2500% 3.2500% 3.2500% 3.2500% N/A N/A 10,000,000 and UP 1.8750% 3.2500% 3.2500% 3.2500% 3.2500% N/A N/A

 

FCDU TIME DEPOSIT RATES
** no leeway on TD rates **
For Individual Accounts and Corporate Accounts
USD 1 Month 2 Months 3 Months 6 Months 12 Months 1,000 - 9,999 0.6250% 0.6250% 0.6250% 0.6250% N/A 10,000 - 49,999 0.7500% 0.7500% 0.7500% 0.7500% N/A 50,000 - 99,999 0.8750% 0.8750% 0.8750% 0.8750% N/A 100,000 - 499,999 1.0000% 1.0000% 1.0000% 1.0000% N/A 500,000 and UP 1.0000% 1.0000% 1.0000% 1.0000% N/A
EURO 1 Month 2 Months 3 Months 6 Months 12 Months 1,000 - 9,999 0.5000% 0.5000% 0.5000% 0.6250% 0.0000% 10,000 - 49,999 0.5000% 0.5000% 0.5000% 0.6250% 0.0000% 50,000 - 99,999 0.6250% 0.6250% 0.6250% 0.7500% 0.0000% 100,000 - 499,999 0.7500% 0.7500% 0.7500% 0.8250% 0.0000% 500,000 and UP 1.0000% 1.0000% 1.0000% 1.0625% 0.0000%

 

5-YEAR TIME DEPOSIT

Peso Prime Time Deposit Premium US$ Time Deposit 4.5000% 0.0000% Minimum of PhP 50,000 Minimum of US$ 10,000

** net rate (tax-free) per annum, valid at time of announcement with interest income paid monthly **

 

PREMIUM CHECKING ACCOUNT
** Minimum Amount for Individual / Corporate = Php 25,000 **
For Individual Accounts
RATE 25,000 - 49,999 0.5000% 50,000 - 99,999 0.5000% 100,000 - 499,999 0.7500% 500,000 - 999,999 1.2500% 1,000,000 - 4,999,999 1.2500% 5,000,000 - 9,999,999 1.2500% 10,000,000 and UP 1.2500%

 

SAVINGS DEPOSIT
** Minimum Amount for Individual / Corporate = Php 25,000 **
PESO 0.5000% USD 0.5000% EURO 0.2500%

 

PRA RATES
FCDU
1 Month 3 Months 6 Months 12 Months 1,500 - 19,999 0.5000% 0.5000% 0.5000% 0.5000% 20,000 and UP 0.5000% 0.5000% 0.5000% 0.5000%
PESO
1 Month 3 Months 6 Months 1.5000% 1.5000% 1.5000%