AMA Bank Auto Loan

One of the more aggressive thrift banks when it comes to offering and granting of auto loan or car loan applications is AMA Bank.  Below is the complete features or description of their auto loan product.

Auto Loan Products   (as of January 2011)
	Auto Loan
		Product Description 1. Financing for the purchase of brand new units and used cars 2. Refinancing of existing used car units Features Year-Model Minimum Down Payment Maximum Term 2007 - 2010 25% appraised value 48 months 2003 - 2006 30% appraised value 36 months 2000 - 2002 40% appraised value 24 months 1997 - 1999 50% appraised value 18 months Rates Year-Model Add-on Rate 2009 - 2010 6% 2007 - 2008 8% 2005 - 2006 9% 2003 - 2004 10.81% 2000 - 2002 13.00% 1997 - 1999 16.00%
	Bus Loans
		Product Description 1. Financing for the purchase of brand new units and Japan reconditioned bus units 2. Refinancing of existing used bus units Features . Minimum Down Payment Maximum Term Brand New Bus Units 30% of cash prize 36 months Japan Reconditioned Bus Units 40% appraised value 24 months Refinancing 50% appraised value 24 months Rates Term Add-on Rate 12 months 15.11% 18 months 21.26% 24 months 28.23% 36 months 41.60%

Auto Loan Requirements

Auto Loan Application